Project overview
OCHO is a financial technology application built by SwiftCore Solutions that simplifies car insurance acquisition by offering interest-free down payment coverage and flexible payment plans tailored to the user's payday. The app features the OCHO PriceCheck tool for comparing rates across providers, instant proof of insurance delivery, and credit score improvement tracking.
Developed using React Native for cross-platform deployment, OCHO disrupts the traditional insurance market by making coverage accessible and affordable. Users can get insured with zero down payment, choose payment plans synced to their payday, and build their credit score through on-time payments.
Challenges & constraints
Building a fintech insurance platform required navigating complex regulatory requirements and payment processing challenges.
- Secure integration with multiple insurance provider APIs for real-time rate comparison and quote generation.
- Flexible payment plan engine that syncs with individual user payday schedules and handles varied payment frequencies.
- Instant digital proof of insurance generation that meets legal requirements across different jurisdictions.
- Credit score tracking integration and on-time payment reporting to credit bureaus.
Project solution
We developed OCHO using React Native with secure insurance API integrations, a custom payment plan engine, and real-time document generation. The app features the PriceCheck comparison tool, flexible payment scheduling, and automated credit bureau reporting for on-time payments.
Frequently asked questions
We offer end-to-end mobile app development including UI/UX design, Flutter/React Native development, backend API integration, payment gateway setup, app store deployment, and ongoing maintenance & support.
We serve E-Commerce, FinTech, Government, Enterprise, Healthcare, and Real Estate sectors. Our portfolio includes apps for Shopney, OCHO, Tawakal Express, Egypt Real Estate, ecoPortal, and more.
We primarily use Flutter and React Native for cross-platform mobile development, with Node.js, Firebase, and cloud services for backend. For specific needs, we also work with native Android (Kotlin) and iOS (Swift).
Timeline varies by complexity: MVP apps take 4-8 weeks, mid-range apps 2-4 months, and enterprise apps 4-6+ months. We follow agile methodology with bi-weekly sprints and regular client demos.